Keiko Hernandez
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Activity overview
Latest activity by Keiko Hernandez-
Keiko Hernandez created an article,
How does my Simple earn returns?
The value of your funds in Simple will increase as the underlying fund appreciates in value. This increase represents 100% of the returns in Simple and will be updated daily from Tuesday to Saturda...
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Keiko Hernandez created an article,
How does my Simple earn returns?
Your Simple portfolio earns returns in two ways. Capital Appreciation: The value of your funds in Simple will increase as the underlying fund appreciates in value. While Simple grows in different ...
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Keiko Hernandez created an article,
Is my balance in Simple Guaranteed included when calculating my overall management fees from all investment portfolios?
No. We calculate the fees for your investment portfolios separately, so your Simple Guaranteed portfolio’s balance won’t count towards your total assets under management.
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Keiko Hernandez created an article,
Can I invest my SRS funds into Simple Guaranteed?
Yes, you can.
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Keiko Hernandez created an article,
Are there any risks associated with Simple Guaranteed?
The only risk associated with Simple Guaranteed is the unlikely event that one of our banking providers was to go insolvent. However, the banks we’re working with are MAS-regulated banks and are su...
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Keiko Hernandez created an article,
How long will it take me to withdraw my funds from Simple Guaranteed?
See the table below for estimated timelines of withdrawals from Simple Guaranteed. After the 6-month lock-in period ends, you’ll be able to reinvest your funds into any other StashAway portfolio, ...
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Keiko Hernandez created an article,
How long can my funds stay unlocked in my account after the lock-in period?
You can keep your funds indefinitely in your Simple Guaranteed account even after the lock-in period. However, since it won’t be earning a rate, it may be a good idea to lock it again if you don’t ...
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Keiko Hernandez created an article,
What’s the difference between Simple Guaranteed and a fixed deposit account?
There are a few key differences between a classic fixed deposit account at a bank and Simple Guaranteed. SDIC insures Singapore dollar denominated deposits placed with respective institutions in S...
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Keiko Hernandez created an article,
How is it possible that Simple Guaranteed doesn’t have a fee?
We take a small spread, which is the difference between the yield that we get from the bank and the one we deliver to you. This spread isn’t an additional fee to you, and you’ll still get the guara...
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Keiko Hernandez created an article,
What happens to my funds after the lock-in period?
You can either reinvest or withdraw your funds when your Simple Guaranteed portfolio matures. Rest assured we’ll notify you when the lock-in period comes to an end. Note that should you decide to l...